»Questions? Call for Advice from Licensed Insurance Professionals Today!
#1 for Guaranteed Life Insurance
- You won’t have to answer taxing medical questions!
- You won’t have to endure any medical examinations!
- You won’t have to take any medical tests!
We won’t deny you guaranteed life insurance. If you are living at home (not in a hospital or receiving long-term care), then you will receive comprehensive life insurance, guaranteed, even if you currently suffer from or have suffered from a pre-existing condition.
You will not need to endure a medical examination to receive guaranteed issue life insurance. You won’t have to give any samples, receive injections or contact a doctor in person.
Guaranteed life insurance requires no underwriting. This means that whereas a standard life insurance application can take a number of weeks to process, you will be insured in minutes!
You have the choice of applying for either term or permanent life insurance. One of our agents will be happy to explain the benefits of each plan to you.
Guaranteed issue health insurance is designed for those who have trouble getting insurance for various reasons, particularly those with health issues. Only people who reside in care homes or hospitals will be denied this insurance.
Unlike most insurance policies, there is no requirement to be examined by a medical professional, submit any samples, answer health related questions or take tests.
This type of insurance is particularly beneficial for those who have been diagnosed with a pre-existing condition. Pre-existing conditions are mental or physical health problems that existed prior to enrolling for an insurance plan which can make it hard for a person to get life insurance cover.
This can affect cancer patients, diabetes sufferers, those who have HIV, Alzheimer’s patients, etcetera - even if an individual’s condition has been given the all clear by a medical professional, pre-existing conditions can still affect their claim. Guaranteed- life insurance is not affected by pre-existing conditions.
Generally speaking, in insurance, the riskier a potential policyholder is the more the provider will charge. Due to the fact that there is no medical and no underwriting for this guaranteed life insurance, the insurance provider knows nothing with regards to the client’s health. The only information they have is of the applicant’s age and gender and therefore they must charge accordingly to accommodate this risk.
Our agents will be more than happy to listen to your personal situation with regards to your policy and advise you as to which one(s) to consider. It is in their best interest as well as yours and all advice is free.
You can call us toll-free or complete our simple online form at the top of this page. You will then receive a number of life insurance products via email that you can discuss with one of our helpful licensed insurance professionals at your leisure.
Our guaranteed life insurance quote engine is unique to us. Should you not be familiar with any of the products offered to you, our agents will be happy to discuss your options with you and explain our products in detail.
If you find a guaranteed life insurance product that you are happy with, click to select it, start filling out your online application and we’ll deal with the rest of the process on your behalf.
Don’t be dismayed to find that there are fewer policies available to you for guaranteed issue life insurance. The simple fact is that it isn’t as popular as term or permanent life insurance, so companies provide fewer products accordingly. Be assured that www.guaranteed-life-insurance.com has enough quality products to suit every situation and budget.
Still have doubts? Call one of our friendly agents today on the number at the top of this page to make sure you get the most for your money.